Kiva

[Punu]

http://www.kiva.org/

Kiva is amazing. It's a site that lets you make microloans to working poor

entrepreneurs in the developing world. Farmers, shopkeepers, builders,

textile workers, and shoe sellers in Azerbaijan, Samoa, Togo, Kenya, Ecuador.

Kiva helps you help them for as little as $25 at a time.

It's a loan: This isn't charity, it's a loan. Amazingly, 99.7% of loans are

repaid. When your Kiva loan is repaid, you can choose to withdraw your funds

or re-loan to a new business. It's a wonderful idea well executed.

One-to-one lending: What's especially cool is that you are helping one person

(and their family). It's a laser-pointer approach to helping people. Pick one

person to help, watch their progress, get paid back, loan them more if they

need it.

It's a refreshing alternative to donating to a mega-charity that blurs the

connection between your help and a specific human being. Instead of tossing a

dollar in a pile to be mass distributed at a later date, Kiva lets you "look

someone in the eye," hand them the dollar, tell them you're behind them, and

wish them good luck. That's extra special for the giver and receiver.

[A.B.]

Les utilisateurs prêtent à 0% et supportent le risque de défaut tandis que l'organisation garde les interêts qu'ils font payer.

[pankkake]

Les utilisateurs prêtent à 0% et supportent le risque de défaut tandis que l'organisation garde les interêts qu'ils font payer.

Ouarf… ça aurait pu être intéressant, et win-win.

[A.B.]

Ouarf… ça aurait pu être intéressant, et win-win.

www.prosper.com

pour faire le vrai batard à 27%

[pankkake]

www.prosper.com

pour faire le vrai batard à 27%

Intéressant, mais là on ne prête pas aux mêmes gens.